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Life Insurance Settlement Article
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On January 22,2002, President George W. Bush signed into law a bill that protects individuals who must sell their structured settlement payments to meet unplanned financial needs. H.R.2884
Victims of Terrorism Tax Relief Act of 2001 (Signed by the President January 22,2002)) Under a structured settlement, a lawsuit plaintiff will not receive compensation in one lump sum but will receives a periodic stream of payments according to the terms of the structured settlement. This bill makes it mandatory for individuals to seek court approval when they sell their structured settlement payments to meet some urgent financial need. Sometimes circumstances in life arise for individuals who are receiving a structured insurance settlement. Now they are in a position to consider selling all or a portion of their scheduled payments in exchange for a lump sum of cash upfront. Researching and exploring for the best deals available will definitely prove beneficial to the individual who is selling their insurance settlement. Big picture wise, don't rush, be sure to do your homework before selling a structured settlement and find out what the best terms and options are available from a buyer of structured settlements. Some quick tips when searching for a settlement buyer: 1. Call around and compare information and rates
2. Check your top option with the Better Business Bureau
3. Consult an attorney, financial planner, and/or tax advisor
4. Ask Questions Since your future and plans are at stake, acquiring necessary knowledge and information well in advance, is a simple matter of common sense.
Jason M Rigler National Director Prosperity Partners
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